TERMS AND CONDITIONS | PRIVACY

​

1. OVERVIEW

 

These Terms of Use form a legally binding contract between Stubent Inc., RUMORVILLA.NET ("we" or "us") and the people and companies (“Users” or “you”) that access and use our website located

at www.rumorvilla.net or any related website or mobile platform controlled by us (collectively, the "Website"). These Terms of Use apply to all services provided through our Website and any other software application we operate, and all content, services, and products available at or through the Website. 

 

It is very important that you read and fully understand these Terms of Use before using the Website. By agreeing to these Terms of Use and using the Website, you are entering

into a legally binding contract which will impact your rights.

 

By accessing any part of the Website, you agree to be bound by these Terms of Use. You

are also confirming that you have read and fully understood these Terms of Use. If you do

not agree to or understand all of these Terms of Use, then you may not access the Website

or use any services available on the Website.

 

These Terms of Use should be read in conjunction with the Privacy Policy and any other

rules, guidelines, or policies posted on the Website.

 

2. SERVICES AVAILABLE ON THE WEBSITE

 

Without restriction, we generally offer the following services through the Website:

 

RumorVilla.net is an entertainment blog and subsidiary of Stubent Inc. It gathers resources from the internet and credits them where necessary, and produces its own content. For any inquiries related to that, please contact support@rumorvilla.net

 

The services we offer are subject to change over time. By using the Website, you are confirming that you have determined that the services are appropriate for your needs. We do not guarantee that these services meet your needs or that they are suitable for your specific purposes.

 

3. OWNERSHIP OF YOUR FILES

 

When you choose to upload documents or data (including any images or text), RUMORVILLA.NET does not review or pre-screen the contents of electronic data uploaded or posted to the Website (“Content”) and RUMORVILLA.NET claims no intellectual property rights with respect to the Content.

 

However, by posting, uploading, inputting or submitting any Content whatsoever to the

Website, you are granting RUMORVILLA.NET an irrevocable, royalty free licence while the

Content remains uploaded to the Website, to use the Content for any purpose related to

the use and promotion of its business and the Website, including the right to copy,

distribute, edit, and publicly display such content with or without attribution.

 

4. PAYMENT PROCEDURES

 

Payments for services or products available on the Website will be charged to you in accordance with the policies, procedures, and timelines posted on the relevant sections of the Website.

 

You agree to pay the fees applicable to your subscription and any other applicable fees,

including but not limited to fees relating to the processing of transactions under your

account (“Fees”).

 

All initial and recurring Fees will be charged to the credit card that you authorize for your

account. It is your responsibility to keep your authorized credit card valid and up to date

at all times. We may terminate or block access to your account if your credit card becomes

expired or otherwise invalid at the time any Fees become due.

 

For purposes of processing payments, we use the following service provider:

 

STRIPE

 

Before using the Website, you must first review and approve the terms and conditions

governing the use of these third-party payment processors, which are available at the

following website(s): https://www.stripe.com

 

You may make In-App purchases through the Website. If you choose to make an In-App

purchase, then the App Store Provider's terms of use and/or end user license agreement

from which you originally downloaded the Website shall also be applicable.

 

You acknowledge and agree that all billing and transaction processes for In-App purchases

are governed by the App Store Provider from which you originally downloaded the

Website.

 

5. REFUND, EXCHANGE AND SHIPPING POLICIES

 

Our current policies on refunds, exchanges and responsibility for lost, broken or stolen products are posted on the Website.

 

6. YOUR ACCOUNT

 

In order to fully use the Website, you will be required to create an account. Information

submitted by you in order to create an account will be subject to our Privacy Policy, which

is available for review on the Website, and which you are required to approve before

creating an account. The Privacy Policy also dictates how to terminate your account and

how you can have your personal identifying information deleted from our servers.

 

The terms governing the features and capabilities of your account and the related fees can

be found on the Website.

 

7. TERMINATION

 

You may cancel and terminate your Account at any time in accordance with the terms and

policies posted on the Website.

 

If at the date of termination of your Account, there are any outstanding payments owing by you to us, you will receive one final invoice via email. Once that invoice has been paid

in full, you will not be charged again.

 

8. LIMITATION OF LIABILITY

 

Except in a case where we are in violation of these Terms of Use, we will not be held liable

for, and you hereby fully waive the right to claim for, any loss, injury, claim, liability or

damages of any kind resulting in any way from use of the Website.

 

Your use of the Website is at your sole risk. The Website is provided on an “as is” and “as

available” basis without any warranty or condition, express, implied or statutory. We do

not warrant that your use of the Website will be uninterrupted, secure or error-free.

 

In no event will we have any liability to you or any third party for any lost profits or

revenues or for any indirect, special, incidental, consequential, or punitive damages

however caused, whether in contract, tort, or otherwise, and whether or not you or the

third party have been advised of the possibility of such damages. In the event the

foregoing paragraph, or any part thereof, is void under applicable law, this paragraph, or

such part thereof, shall be inapplicable.

 

9. INDEMNIFICATION

 

You agree to indemnify and hold harmless RUMORVILLA.NET, including our officers,

directors, shareholders, employees and agents, from and against any and all claims and

expenses, including legal fees and disbursements, which are made against us and arise out

of your use of the Website, including but not limited to your violation of any term of these

Terms of Use or any other policy posted on the Website.

 

10. SECURITY BREACHES

In order to protect your security, it is your sole responsibility to ensure that all usernames

and passwords used to access the Website are kept secure and confidential.

 

You must immediately notify us of any unauthorized use of your account, including the

unauthorized use of your password, or any other breach of security.

 

We will investigate any breach of security on the Website that we determine in our sole discretion to be serious in nature, but we will not be held responsible or liable in any

manner for breaches of security or any unauthorized access to your account however

arising.

 

11. WARRANTIES AND REPRESENTATIONS

 

We hereby disclaim all warranties of any kind, whether express, implied, or statutory,

including but not limited to implied warranties as to merchantability or fitness for a

particular purpose as they relate to the Website.

 

12. COMPLIANCE WITH LAWS

 

You represent and warrant that:

 

i. You have the authority to bind yourself to these Terms of Use;

 

ii. Your use of the Website will be solely for purposes that are permitted by these Terms

of Use;

 

iii. Your use of the Website will not infringe or misappropriate the confidentiality or

intellectual property rights of any User or third party; and

 

iv. Your use of the Website will comply with all local, provincial and federal laws, rules

and regulations, and with all policies posted on the Website.

 

You must only use the Website for your own lawful purposes, in accordance with these

Terms of Use and any notice, policy or condition posted on the Website. You may use the

Website on behalf of others or in order to provide services to others but if you do so you

must ensure that you are authorized to do so and that all persons for whom or to whom

services are provided comply with and accept all these Terms of Use.

 

13. AGE RESTRICTIONS

 

Users under the age of 18 are permitted to access and use the Website, but are prohibited

from submitting any personal information or other information that may be used to

identify them. Users under the age of 13 are only permitted to access and use the Website

while under the direct supervision of a parent or guardian.

 

14. GOVERNING LAW AND DISPUTE RESOLUTION

 

These Terms of Use and any access to or use of the Website shall be governed by, and

construed in accordance with, the laws in force in the Province of Ontario.

 

If any claim, dispute or controversy occurs between RUMORVILLA.NET and a User relating to

the interpretation or implementation of any of the provisions of these Terms of Use, such

dispute shall be resolved by private, confidential and binding arbitration. Such arbitration

shall be conducted by a single arbitrator. The arbitrator shall be appointed by agreement

of the parties or, in the absence of an agreement, such arbitrator shall be appointed by a

judge upon the application of either the User or RUMORVILLA.NET Arbitration shall be held in

the Province of Ontario, unless otherwise agreed by the parties. The arbitration procedure

to be followed shall be agreed by the parties or, in absence of an agreement, determined

by the arbitrator. The arbitration shall proceed in accordance with the provisions of the

Arbitration Act, 1991, SO 1991, c 17. Subject to any right of appeal, the decision arrived at

by the arbitrator shall be final and binding. Judgment upon the award rendered by the

arbitrator may be entered in any court having jurisdiction.

 

15. WAIVER OF CLASS ACTION

 

By using the Website, you agree to resolve any claim or dispute arising between you and

us on an individual basis, rather than addressing such claim or dispute as part of a group

or class. You hereby waive any right you may have to commence or participate in any class

action lawsuit commenced against RUMORVILLA.NET or its affiliates related to any claim,

dispute or controversy arising from your use of the Website. Where applicable, you hereby

agree to opt out of any class proceeding against RUMORVILLA.NET otherwise commenced.

The above waiver shall not apply to claims or disputes arising under consumer protection

legislation or any other claim or dispute where a waiver of class action lawsuits is

unenforceable at law.

 

16. GENERAL TERMS

 

a. AMENDING THESE TERMS OF USE

 

These Terms of Use may be updated and amended from time to time. We reserve the right to change these Terms of Use at any time, and any amended Terms of Use are effective upon posting to the Website. We will make efforts to communicate any changes to these Terms of Use we deem material, in our sole discretion, via email or notifications on the Website. Your continued use of the Website will be deemed to be immediate and unconditional acceptance of any amended Terms of Use, whether or not we deemed the amendments to be material.

 

b. ASSIGNMENT

 

We may assign or delegate these Terms of Use, in whole or in part, to any person or entity at any time with or without your consent and without prior notice to you.

 

Users may not assign or delegate any rights or obligations under these Terms of Use, without our prior written consent, and any unauthorized assignment and delegation is void.

 

c. NO WAIVER

 

No waiver of a provision, right or remedy of this Agreement shall operate as a waiver of any other provision, right or remedy or the same provision, right or remedy on a future occasion.

 

d. NO AGENCY

 

The parties to these Terms of Use are independent contractors and are not partners or agents. RUMORVILLA.NET has no fiduciary obligations or professional obligations whatsoever to you arising from these Terms of Use or your use of the Website.

 

e. SEVERABILITY

 

In the event that any provision or part of this Agreement is found to be void or invalid by a court of law, the remaining provisions, or parts thereof, shall be and remain in full force and effect.

 

f. ENTIRE AGREEMENT

 

These Terms of Use, in conjunction with all policies and guidelines available on the Website (including but not limited to any Privacy Policy), incorporated by reference, constitute the entire agreement between you and RUMORVILLA.NET and supersede all prior communications, agreements and understandings, written or oral, with respect to the subject matter of these Terms of Use.

 

17. QUESTIONS ON THESE TERMS OF USE

 

We welcome you to contact us with any questions on these Terms of Use. You can send your questions regarding these Terms of Use to the following email address: support@rumorvilla.net

 

18. ADDITIONAL TERMS

 

The following additional terms and conditions apply to the use of the Website:

 

Subscriptions cancellations are automated and can be done by the member. If you require further help, please get in touch with us via email or phone under Contact —limited customer services hours. Please refer to the hours of operations.

 

19. CONFIRMATION OF AGREEMENT TO TERMS OF USE

 

BY PROCEEDING TO USE THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO BE BOUND BY THESE TERMS OF USE AND ANY POLICIES AND NOTICES POSTED ON THE WEBSITE.

 

---

 

RUMORVILLA.NET PRIVACY POLICY

 

1. OVERVIEW

 

At RUMORVILLA.NET (the “Company”, “we” or “us”), we use our website and other internet-based

tools for the following purpose:

RumorVilla.net is an entertainment blog and subsidiary of Stubent Inc. It gathers resources from the internet and credits them where necessary, and produces its own content. For any inquiries related to that, please contact support@rumorvilla.net

 

We are required to collect and retain information about the people and companies that

access and use the website (“Users” or “you”). This Policy applies to our privacy practices

on all communications between the Company and Users, including but not limited to

communication via:

 

1. the Company website (including the website hosted at www.rumorvilla.net and any

other web domain used by the Company to communicate with users now or in the

future);

 

2. any mobile, computer, or tablet-based application currently offered by Company or

developed in the future by the Company; and

 

3. all other services provided by the Company, as described on the Website (Items 1 to 3

are collectively referred to as the "Website").

 

This Privacy Policy (“Policy”) sets out how we use, protect, collect and preserve

information submitted by Users, including User information gathered by our technology.

This Policy should be read in conjunction with any Terms of Use or policies available on

the Website.

 

By accessing or submitting any information through the Website, you are agreeing to the

terms of this Policy. You are prohibited from accessing or using the Website unless you

fully understand and agree to this Policy and all Terms of Use available for review on the

Website.

 

If you have any questions about this Policy, please contact us by sending an email with

your questions to support@rumorvilla.net before accessing or entering any information on

the Website.

 

2. INFORMATION ABOUT USERS WE COLLECT AND STORE

 

When you choose to create an account on the Website, we will collect and retain all

personal identifying information submitted to us.

 

We will take steps to protect the information submitted to us by Users and we will not

disclose any personal identifying information without the consent of Users, unless

otherwise set out in this Policy.

 

Personal identifying information may include but is not necessarily limited to:

 

Full name, email address, phone number, birth date, IP address, social media profile, location, age, address, status, professional and academic background, etc.

 

We will not use personal identifying information to contact you for any reason unrelated

to your use of the Website or for commercial reasons unrelated to the business of the

Company. Except with your consent or where required by law, we will not provide

personal identifying information to any third party.

 

3. UPLOADING PERSONAL INFORMATION

 

In order to facilitate their interactions on the Website, Users are able, where they deem

appropriate, to upload information including personal identifying information. Users

should only upload information to the extent that such information enhances their experience of using the Website.

 

4. ADDITIONAL DATA COLLECTED

 

To learn about your experience as a User and to make periodic improvements to the

Website and our business, we may collect and retain certain information. We will

automatically record information about your activity on the Website. This may include

your Internet Protocol (IP) address, operating system, geolocation information, locale

preferences, identification numbers associated with your computers and mobile devices,

your mobile carrier, date and time stamps associated with transactions, system

configuration information, metadata, and other electronic interactions with the Company

and the Website.

 

5. COOKIES

To facilitate the collection of information and to enhance the experience of Users of the

Website, we use cookies which may be stored on Users’ computers and/or devices so that

we can recognize Users when they return. You may set your browser to notify you when

you receive a cookie or to not accept certain cookies. However, changing such settings may

result in you not being able to use the Website, either in its entirety or certain features.

 

Using cookies, you may have the option to allow us to save your user ID and login

password for future logins to the Website.

 

Cookies that are stored on your computer and/or device after visiting the Website may be

recognized for advertising purposes and to show you targeted advertisements after you

visit the Website.

 

For more information on the cookies we use or to opt-out, please contact us at

support@rumorvilla.net

 

6. REMARKETING

We may engage in "remarketing" activities using third-party services, which may include

but are not limited to Google Ads, Google Analytics, and Facebook. By using the Website,

you consent to allow us to provide information to third-party service parties who may

present you with advertisements about the Company after you visit the Website. We will

provide third-party providers of remarketing services with the minimum amount of

information required to facilitate remarketing, and in no circumstances will Company

provide any personal identifying information to third-parties for the purpose of

remarketing.

 

7. PERMITTED USES OF DATA

 

We use data collected from the Website for various purposes, including to: provide the

Website to you and accompanying customer support; notify you about updates and

changes to the Website; prevent and address technical issues with the Website; monitor

usage of the Website.

 

Without restriction, we may use any information you submit through the Website for any

purpose we deem appropriate so long as it is anonymous and stripped of any and all

personal identifying information.

 

We may use the data collected from the Website, devices, browsers, and any other sources,

for its own purposes, both related to and unrelated to improving the Website.

 

8. LEGAL BASIS FOR PROCESSING PERSONAL IDENTIFYING INFORMATION

We may process your personal identifying information for a number of reasons, including:

performing a contract with you relating to the Website; you have provided us consent to do so; fulfilling a legal obligation; fulfilling our legitimate interests, which are not overridden by your rights; for payment processing purposes.

 

9. ACCESSING, CORRECTING & DELETING YOUR PERSONAL INFORMATION

 

If you wish to access or amend your personal information or to request that we

permanently delete your personal information from our servers, please send an email to

support@rumorvilla.net. We will ensure your personal information is accessible, amended

and/or deleted in a reasonable time after receiving that request. Deleting such information may require us to terminate any account you may have created in its entirety and prevent

you from using the Website.

 

So long as your account remains active, we will preserve your personal information in

accordance with the Policy.

 

You may decline to share certain personal information with us, in which case you may not

be able to use the Website, either in its entirety or certain features.

 

If you have not accessed your account for a total of 1 years, we may terminate your

account, without notice, along with any personal information retained by us.

 

When deleting your information, whether by request or due to inactivity, we will use

standard electronic means to remove your personal information from our files.

 

We will also retain any and all information that we are required to retain under any

applicable laws for the full duration of time required under those laws.

 

10. KEEPING YOUR DATA SECURE

 

We will store your information in electronic format on industry-standard servers that we

have selected. Except where required to do so by law, we will not store your personal

information in any physical or paper-based format.

 

The servers we select to store information engage security software and generally

accepted standards to protect personal information. The software used by these servers is

intended to prevent unauthorized access or improper use.

 

However, no security system is perfect and there is always a risk of unauthorized parties

accessing your personal information. Therefore, we make no guarantees or representations

as to the technical or legal compliance of the servers we use. We cannot guarantee the

complete protection and security of your personal information.

 

Our servers may be located outside of Canada, and thus are potentially subject to the

privacy and security laws in force in other countries. If you have concerns about your

personal information being stored electronically in foreign jurisdictions, please contact us

before proceeding to use the Website.

 

11. SECURITY BREACHES

 

In the event the personal information of a User is disclosed as the result of any breach of

security of the Website or its servers, regardless of who is at fault, we will take steps to

advise all known affected Users within 60 days of learning of the breach.

 

12. THIRD-PARTY APPLICATIONS

 

To provide an enhanced experience to Users, including to track conversions and analytics,

we may engage services and features controlled by third-parties. We cannot control or

dictate how any third-party application you use in conjunction with the Website, now or at

any point in the future, will treat any personal information you transmit through their

servers when using the Website. We advise you to contact these parties directly to review

their privacy policies.

 

Without limitation, the Company uses or may use the following third-party applications

and services in conjunction with the Website:

 

Google Analytics, Wix, and more.

 

By using any of these third-party application to interact with the Website, we will not be

given access to your login credentials, user name, password, payment information, or any

information you may provide directly to these applications.

 

13. USE OF WEBSITE BY MINORS

With the following restrictions, the Website may be accessed in certain circumstances by

persons under the age of 18.

 

We take the following precautions to protect the safety and information of persons under

the age of 18:

 

Persons under the age of 13 are prohibited from using the Website without the express

permission and direct supervision of a parent or guardian. Persons under the age of 13 are

prohibited from submitting any personal identifying information through the Website. The

Company will immediately delete any personal identifying information submitted in

violation of this Policy.

 

14. DISCLOSURE OF PERSONAL INFORMATION

 

In certain situations, we may be required to disclose personal data in response to lawful

requests by public authorities, including to meet national security or law enforcement

requirements.

 

We may disclose your personal information to third parties:

 

1. In the event that we sell or buy any business or assets, in which case we may disclose

your personal data to the prospective seller or buyer of such business or assets.

 

2. If the Company or its assets are acquired by a third party, in which case personal data

about Users may be one of the transferred assets.

 

3. If we are under a duty to disclose or share your personal data in order to comply with

any legal obligation, or in order to enforce or apply our Terms of Use; or to protect

the rights, property, or safety of the Company, our Users, or others. This includes

exchanging information with other companies and organizations for the purposes of

fraud protection and credit risk reduction.

 

15. USER REFERRAL SERVICE

 

You can choose to provide us with the names and email addresses of individuals or

organizations that you feel would be interested in learning more about our products and

services. When you choose to engage this service, we may send a preliminary email to

each address provided to us, inviting the contact to visit our website. We continue to store

the contact details in order to track the success of our referral service.

 

16. AMENDING THIS POLICY

 

This Policy may be updated and amended from time to time. We reserve the right to

change this Policy at any time, and any amended Policy is effective upon posting to the

Website. We will make efforts to communicate any changes to this Policy we deem

material, in our sole discretion, via email or notifications on the Website. Your continued

use of the Website will be deemed acceptance of any amended Policy.

 

17. CONTACT US

 

We encourage you to send us questions and inquiries on this Policy and the steps we take

to keep your personal information secure. Please send us an email: support@rumorvilla.net 

We will respond to all inquiries on the Policy within 14 days.